Find answers to popular questions about Themoney.by
In most cases, the safest option is banks and licensed exchange offices. Rates may vary by bank, branch, time of day and the amount.
In high‑traffic places (railway stations, airports, tourist areas) rates are often less favorable due to a wider spread.
With TheMoney.by you can compare buy and sell rates across banks and choose a better option. Before exchanging, it’s worth confirming fees and availability of the required cash amount.
Banks publish two rates: buy (when the bank buys currency from you) and sell (when the bank sells currency to you).
The difference between them is the spread. It reflects costs and risks and forms the margin, which is why buy and sell rates do not match.
TheMoney.by makes it easy to compare spreads and real bank conditions to choose a more cost‑effective exchange.
The National Bank publishes an official (reference) rate used for calculations and as a benchmark. It does not have to match the cash rates offered by banks.
Actual bank rates differ due to the spread, supply and demand, and sometimes fees or internal bank policies.
On TheMoney.by you can compare bank rates and use the official rate as a reference to better understand the market level.
Fees may be built into the rate (via the spread) or charged separately. Terms can differ for cash vs non‑cash exchange and may depend on the amount.
To compare offers correctly, focus on the effective outcome: the real buy/sell rate you get and any additional commissions.
TheMoney.by helps you compare rates across banks, but for larger amounts it’s best to confirm fees and conditions at the selected branch in advance.
For small amounts, exchange is usually straightforward. For larger transactions, a bank may request identification and additional details to meet compliance requirements.
Limits and requirements vary by bank, currency and channel (cash/non‑cash). For larger amounts, an individual rate may apply.
Tip: compare rates on TheMoney.by and confirm the conditions with your bank if you plan to exchange a large amount or a less common currency.